Developer(s) | Jesse Mecham |
---|---|
Initial release | 2004; 16 years ago |
Operating system | Windows, OS X, Linux, Android (operating system), iOS |
Type | Personal finance |
License | Trialware |
Website | www.ynab.com |
You Need a Budget (YNAB) (pronounced Why-nab) is an American multi-platform personal budgeting program based on the envelope method. In 2013 it was the most popular personal finance software among Lifehacker readers.[1]
- The budget now is almost a living thing as I can download transactions every couple of days and begin preparing for next months budget as I'm paid and pay off this months bills. It does take some getting used to, but I don't see much way around this.
- Katejo I hope you don't mind me stepping in for Matthew! That link will let you download YNAB 4, and check multiple email addresses to locate your key. If you have any trouble, send us a message in the app or via email and we can help!
- Since your budget is always up to date, whether on your spouse’s iPhone, your Android, at home on your Mac, or at work on your PC, you’ll know in a moment that it’s okay to head out to eat. Enjoying yourself is part of the plan(1).
Overview[edit]
YNAB is a software platform that can be used across desktop computers, the iPhone and Android operating systems, iPads, Apple Watches, and the Amazon Echo system[2]. The system is easy to learn and use, but for users who want to learn more in-depth about the system, a book has been published[3].
You Need A Budget 4 (YNAB) All Discussions Screenshots Artwork Broadcasts Videos News Guides Reviews All Discussions Screenshots Artwork Broadcasts Videos News Guides Reviews.
The general theory of YNAB is to 'give every dollar a job'. https://offclever.weebly.com/google-chrome-old-version-download-for-mac.html. Each dollar in savings is saved for a specific purpose, such as annual car insurance payment, long-term housing repair fund, college savings, etc. The goal of YNAB is to consider long-term expenses every month to prevent spending 'surprises' and break the paycheck-to-paycheck cycle.
While one could implement the same principles on their own, the software auto-imports transactions for users to categorize in one click. The software also displays financial reports to keep users informed about their finances at a glance. Lastly, the platform also has several open-source add-ons that offer additional reporting tools.
Versions[edit]
The latest version, dubbed 'The New YNAB' or 'nYNAB,' was launched December 30, 2015[4] as a web-based application, with apps for iPhone, iPad, and Android devices.
The previous version 4, YNAB4, was released in June 2012. Version 4 was a desktop-based application available for Windows and Mac OS, with apps for iPhone and Android devices. Storing the budget file in DropBox allowed synchronization between the desktop and mobile applications. Version 4 was maintained through 2016, and the company ended support for Version 4 in October 2019.
YNAB 3 (released December 2009) ran on multiple platforms using the Adobe AIR runtime,[5] and previous versions included a Microsoft Excel/OpenOffice.org Calc spreadsheet implementation (dubbed YNAB Basic and discontinued in July 2009) and a Windows-only executable under the name YNAB Pro (discontinued in December 2009). Unable to download macos x mojave installer.
YNAB for iPhone was released in 2010 and runs on the iPhone, iPod touch, and iPad. It is not a standalone budgeting application but is instead designed to complement the YNAB for Desktop application. A version tailored for iPad and including budgeting support was released in 2014.[6][7] YNAB for Android was released in September 2011.[citation needed]
![You Need A Budget 4 Mac Download You Need A Budget 4 Mac Download](/uploads/1/3/3/3/133301243/957240397.jpg)
See also[edit]
References[edit]
- ^'Most Popular Personal Finance Software: YNAB'. Lifehacker. Gawker Media. Retrieved 27 December 2013.
- ^'Our App Lineup'. You Need A Budget. You Need A Budget. Retrieved 26 August 2020.
- ^'YNAB: The Book'. You Need A Budget. You Need A Budget. Retrieved 26 August 2020.
- ^'The New YNAB is Here'. You Need A Budget website. You Need A Budget. Retrieved 2 January 2016.
- ^'You Need A Budget for Mac'. Macworld. IDG Consumer & SMB. Retrieved 27 December 2013.
- ^Compton, Shannah L. (2014-12-10). '4 Must Have Money Saving Apps for 2015'. Huffington Post. Retrieved 2018-02-23.
- ^'YNAB for iPad is here'.
External links[edit]
Retrieved from 'https://en.wikipedia.org/w/index.php?title=YNAB&oldid=976944110'
Name: YNAB (desktop)Version: – 4.0.9
Mac Platform: PPC
Includes: K
Includes: K
OS version: 10.6
Link for more information: http://www.youneedabudget.com/features
Make Informed Spending Decisions
YNAB 4 features Cloud Sync, making it easier than ever to stay focused on your budget and always up to date by staying in sync wherever there’s an internet connection. Why wait three days for your bank to tell you that some money’s been spent? Use YNAB’s iPhone or Android app to record your spending right there at the cash register. With super-fast transaction entry, you’ll have entered the transaction before you’ve walked out the door.
YNAB 4 features Cloud Sync, making it easier than ever to stay focused on your budget and always up to date by staying in sync wherever there’s an internet connection. Why wait three days for your bank to tell you that some money’s been spent? Use YNAB’s iPhone or Android app to record your spending right there at the cash register. With super-fast transaction entry, you’ll have entered the transaction before you’ve walked out the door.
There’s no more guessing when it comes to spending decisions. Since your budget is always up to date, whether on your spouse’s iPhone, your Android, at home on your Mac, or at work on your PC, you’ll know in a moment that it’s okay to head out to eat. Enjoying yourself is part of the plan(1).
(1) That’s a code word for ‘budget’
Mobile App Features
Available for iOS and Android
Available for iOS and Android
Get Off the Financial Roller Coaster
YNAB is built to let you easily set aside funds for larger, infrequent bills. $600 car insurance premium due in six months? Budget $100 each month into your ‘Car insurance’ category and watch the balance grow. When the bill is due, you pay it and everything feels the same. That is, what used to send you into financial “crisis mode” now doesn’t even make you blink.
YNAB is built to let you easily set aside funds for larger, infrequent bills. $600 car insurance premium due in six months? Budget $100 each month into your ‘Car insurance’ category and watch the balance grow. When the bill is due, you pay it and everything feels the same. That is, what used to send you into financial “crisis mode” now doesn’t even make you blink.
Letting the Budget interface show you what needs to happen NOW so you can handle what happens NEXT is its strong suit. The quality of your spending decisions will skyrocket and you’ll be managing your money better than you ever thought possible.
Money Management Made Simple
YNAB will happily import downloaded transactions in all the popular formats. It doesn’t talk to your bank directly, but many of our customers find themselves ditching importing all together, or just using it to make sure they didn’t miss anything. Their awareness goes up right along with their bank account balance. That doesn’t mean it’s a chore! Most of our users spend less time managing their money than ever before. How? Scheduled transactions, an interface designed for fast entry and mobile apps for entry on the go.
YNAB will happily import downloaded transactions in all the popular formats. It doesn’t talk to your bank directly, but many of our customers find themselves ditching importing all together, or just using it to make sure they didn’t miss anything. Their awareness goes up right along with their bank account balance. That doesn’t mean it’s a chore! Most of our users spend less time managing their money than ever before. How? Scheduled transactions, an interface designed for fast entry and mobile apps for entry on the go.
You Need A Budget 4 Mac Download Free
Save More, Faster
Did you know that after one month, the median net worth increase for a YNABer is $200? After one month! After nine months, the median net worth increase is $3,300! Yes, the sky truly is the limit.
Did you know that after one month, the median net worth increase for a YNABer is $200? After one month! After nine months, the median net worth increase is $3,300! Yes, the sky truly is the limit.
How is this possible? Most budget software asks you to guess a number on the 1st, inevitably leaving you to feel guilty on the 31st because you guessed wrong. YNAB is a new kind of budget, a flexible ‘living budget’ that helps you deal with overspending and makes it easy to save for your goals.
Home Budget Software For Mac
Since we have the iphone app. Just missing the desktop version. Let me know if it works. newbie here.